Here is what you need to know about PayPal's Inactivity Fee

Martin Brinkmann
Nov 16, 2022

PayPal customers who have not had any activity in the past 12 months will be charged an inactivity service fee. Inactive accounts without positive balance may also be closed by PayPal after an additional 60 days. The inactivity fee was introduced in some countries in 2021, and has now been expanded to more countries that PayPal operates in.

paypal inactivity fee

PayPal users who have not used the account in the past 12 months are notified by PayPal about this, according to the company. Customers have until December 13, 2022 to become active and avoid the fee.

PayPal will charge the fee automatically, provided that the inactive account has a positive balance. Accounts with a balance of zero are not impacted by the fee, but they may face closure as well. The maximum amount that PayPal is going to charge is €10, or the equivalent in another currency. If the account's balance is positive but less than €10, that amount is charged by PayPal.

Accounts that remain inactive for another 60 days after the fee has been charged face termination. PayPal explains that its User Agreement allows it to charge an annual inactivity service fee. The fee is charged "to maintain accounts that are inactive".

Here is a summary of PayPal's new inactivity fee:

  • Fee applies to countries that PayPal operates in, with the exception of personal accounts registered in Germany, Austria, Italy, Greece, Hungary and Poland. Customers from these countries are excluded in 2022.
  • The fee is €10 or less, depending on the available account balance. If a customer has a balance of €4, that amount is the fee. Charges won't result in negative balances according to PayPal.
  • Accounts without a positive balance after the charge has been processed may be closed after 60 days, if no activity is recorded.
  • To avoid the fee, PayPal customers may do one of the following activities:
    • sign-in to the PayPal account.
    • Use PayPal to make a payment.
    • Send money to friends or family, or vendors.
    • Withdraw money from the account.
    • Donate to charity.

PayPal customers may want to sign in and out of their account to avoid the fee, if they want to keep the account. If they don't, withdrawing all money is the best course of action to avoid inactivity fee charges in the coming years.

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Here is what you need to know about PayPal's Inactivity Fee
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Here is what you need to know about PayPal's Inactivity Fee
PayPal customers who have not had any activity in the past 12 months will be charged an inactivity service fee.
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  1. ilev said on August 4, 2012 at 7:53 pm

    Doesn’t Windows 8 know that www. or http:// are passe ?

    1. Martin Brinkmann said on August 4, 2012 at 7:57 pm

      Well it is a bit difficulty to distinguish between domains and files for instance.

    2. Leonidas Burton said on September 4, 2023 at 4:51 am

      I know a service made by google that is similar to Google bookmarks.

  2. VioletMoon said on August 16, 2023 at 5:26 pm

    @Ashwin–Thankful you delighted my comment; who knows how many “gamers” would have disagreed!

  3. Karl said on August 17, 2023 at 10:36 pm


    The comments section under this very article (3 comments) is identical to the comments section found under the following article:

    Not sure what the issue is, but have seen this issue under some other articles recently but did not report it back then.

  4. Anonymous said on August 25, 2023 at 11:44 am

    Omg a badge!!!
    Some tangible reward lmao.

    It sucks that redditors are going to love the fuck out of it too.

  5. Scroogled said on August 25, 2023 at 10:57 pm

    With the cloud, there is no such thing as unlimited storage or privacy. Stop relying on these tech scums. Purchase your own hardware and develop your own solutions.

    1. lollmaoeven said on August 27, 2023 at 6:24 am

      This is a certified reddit cringe moment. Hilarious how the article’s author tries to dress it up like it’s anything more than a png for doing the reddit corporation’s moderation work for free (or for bribes from companies and political groups)

  6. El Duderino said on August 25, 2023 at 11:14 pm

    Almost al unlmited services have a real limit.

    And this comment is written on the dropbox article from August 25, 2023.

  7. John G. said on August 26, 2023 at 1:29 am

    First comment > @ilev said on August 4, 2012 at 7:53 pm

    For the God’s sake, fix the comments soon please! :[

  8. Kalmly said on August 26, 2023 at 4:42 pm

    Yes. Please. Fix the comments.

  9. Kim Schmidt said on September 3, 2023 at 3:42 pm

    With Google Chrome, it’s only been 1,500 for some time now.

    Anyone who wants to force me in such a way into buying something that I can get elsewhere for free will certainly never see a single dime from my side. I don’t even know how stupid their marketing department is to impose these limits on users instead of offering a valuable product to the paying faction. But they don’t. Even if you pay, you get something that is also available for free elsewhere.

    The algorithm has also become less and less savvy in terms of e.g. English/German translations. It used to be that the bot could sort of sense what you were trying to say and put it into different colloquialisms, which was even fun because it was like, “I know what you’re trying to say here, how about…” Now it’s in parts too stupid to translate the simplest sentences correctly, and the suggestions it makes are at times as moronic as those made by Google Translations.

    If this is a deep-learning AI that learns from users’ translations and the phrases they choose most often – which, by the way, is a valuable, moneys worthwhile contribution of every free user to this project: They invest their time and texts, thereby providing the necessary data for the AI to do the thing as nicely as they brag about it in the first place – alas, the more unprofessional users discovered the translator, the worse the language of this deep-learning bot has become, the greater the aggregate of linguistically illiterate users has become, and the worse the language of this deep-learning bot has become, as it now learns the drivel of every Tom, Dick and Harry out there, which is why I now get their Mickey Mouse language as suggestions: the inane language of people who can barely spell the alphabet, it seems.

    And as a thank you for our time and effort in helping them and their AI learn, they’ve lowered the limit from what was once 5,000 to now 1,500…? A big “fuck off” from here for that! Not a brass farthing from me for this attitude and behaviour, not in a hundred years.

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